Tuesday, January 14, 2014
In case you don't normally do so, you can get a free credit report annually from the three credit agencies (Experian, Equifax and TransUnion) even if you aren't getting the free credit monitoring service. Make sure you go to the right site, because some look official, but then ask for your credit card and charge you. You will not need to enter your credit card information on this site, annualcreditreport.com.
If you are organized, you can schedule these out to get one report every four months - from a different company. That way you are monitoring your credit all year long. But if you're lazy like me, you'll get all three reports at the same time, because you know you're not that organized! Lucky me, I got my reports about a week before the data breach, so I used up all mine for the year (but I'll be signing up for the free year of credit monitoring).
To learn more about how to protect yourself during a data breach, check these links:
Data breach? Now what - from bankrate.com
Target's response with Q andA
Data breach protection: 10 tips - from creditcards.com